Klarna vs Stripe
Side-by-side equity comparison for employees weighing offers at Klarna or Stripe. Valuations, funding history, headcount growth, and secondary-market context.
| Klarna | Stripe | |
|---|---|---|
| Latest valuation | $5.04B | $159B |
| Latest round | IPO | Series I |
| Round date | March 2025 | March 2023 |
| Total raised | $4.5B | $8.7B |
| Founded | 2005 | 2010 |
| Headquarters | Stockholm, Sweden | San Francisco, CA |
| Employees | 4,634 | 14,728 |
| Employee YoY growth | -1% | +26% |
| Primary industry | Fintech | Fintech |
| Secondary-market price | — | $59.50 |
| Base-case equity multiple | — | — |
| Upside equity multiple | — | — |
| Lead investors | Sequoia Capital, Silver Lake | Sequoia Capital, Andreessen Horowitz |
| Status | public | private |
Overview
Global buy-now-pay-later fintech that enables consumers to split purchases into installments and provides shopping and payment solutions for merchants.
Stripe is a financial infrastructure platform for businesses. It provides APIs and tools for online payment processing, billing, and financial management used by millions of companies worldwide.
Why we compare these
Klarna and Stripe both appear on Fintech decacorns .
If you're evaluating offers at either one, the equity math depends on more than the headline valuation — dilution, strike price, time to liquidity, and concentration risk all matter. Use our equity compensation calculator and exit calculator to model your own numbers.