Klarna vs Mercury
Side-by-side equity comparison for employees weighing offers at Klarna or Mercury. Valuations, funding history, headcount growth, and secondary-market context.
| Klarna | Mercury | |
|---|---|---|
| Latest valuation | $5.04B | $4B |
| Latest round | IPO | Series C |
| Round date | March 2025 | June 2024 |
| Total raised | $4.5B | $213M |
| Founded | 2005 | 2017 |
| Headquarters | Stockholm, Sweden | San Francisco, CA |
| Employees | 4,634 | 2,814 |
| Employee YoY growth | -1% | -2% |
| Primary industry | Fintech | Fintech |
| Secondary-market price | — | $12.24 |
| Base-case equity multiple | — | 1x |
| Upside equity multiple | — | 1x |
| Lead investors | Sequoia Capital, Silver Lake | Sequoia Capital, Andreessen Horowitz |
| Status | public | private |
Overview
Global buy-now-pay-later fintech that enables consumers to split purchases into installments and provides shopping and payment solutions for merchants.
Mercury is a financial technology company that provides banking services tailored for startups, including checking and savings accounts, treasury management, and corporate cards.
Why we compare these
Klarna and Mercury both appear on Fintech decacorns .
If you're evaluating offers at either one, the equity math depends on more than the headline valuation — dilution, strike price, time to liquidity, and concentration risk all matter. Use our equity compensation calculator and exit calculator to model your own numbers.