Brex vs Chime
Side-by-side equity comparison for employees weighing offers at Brex or Chime. Valuations, funding history, headcount growth, and secondary-market context.
| Brex | Chime | |
|---|---|---|
| Latest valuation | $12.3B | $7.39B |
| Latest round | Series D | Series H |
| Round date | January 2022 | November 2024 |
| Total raised | $1.5B | $2.3B |
| Founded | 2017 | 2012 |
| Headquarters | San Francisco, CA | San Francisco, CA |
| Employees | 1,772 | 2,386 |
| Employee YoY growth | +21% | +14% |
| Primary industry | Fintech | Fintech |
| Secondary-market price | — | — |
| Base-case equity multiple | 1x | — |
| Upside equity multiple | 2x | — |
| Lead investors | Y Combinator, Ribbit Capital | Sequoia Capital, SoftBank Vision Fund |
| Status | private | private |
Overview
Brex provides corporate cards, expense management, and spend management software for startups and enterprises, with AI-powered tools for controlling company spending.
Chime is a financial technology company offering fee-free mobile banking services including checking accounts, savings accounts with automatic savings features, and an interest-free credit builder card.
Why we compare these
Brex and Chime both appear on Fintech decacorns .
If you're evaluating offers at either one, the equity math depends on more than the headline valuation — dilution, strike price, time to liquidity, and concentration risk all matter. Use our equity compensation calculator and exit calculator to model your own numbers.