Fund Mechanics Intermediate

Write-Off

When a VC marks an investment value to zero, effectively declaring it a total loss.

Definition

A write-off occurs when a VC fund reduces the carrying value of an investment to zero, acknowledging a total loss. This happens when a portfolio company shuts down, is acquired for less than the liquidation preferences (returning nothing to common holders), or becomes so impaired that recovery is essentially impossible. Write-offs are a normal part of the VC model; even top funds write off 30-40% of their investments.

Why it matters

If your company is written off by its investors, your equity is likely worthless. The VC power law means most returns come from a small number of huge winners, while many investments fail completely. This is the risk side of startup equity.

Example

A VC invested $8M in a startup. After 4 years, the company runs out of cash and cannot raise more. The VC writes off the $8M investment to $0. The company's stock options are now worthless for all employees.

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This definition is an educational summary. It is not legal, tax, or investment advice. Specific terms in your equity grant or company documents may differ.